Terms of Service and Conditions

Effective Date:

[Insert Date]

Welcome to

AhorrandoSeguro

(“we,” “us,” “our”). By accessing or using our website and services, you agree to comply with and be bound by the following Terms of Service and Conditions (“Terms”). Please read them carefully.

1. About Our Platform

AhorrandoSeguro is a

free online marketplace

that connects individuals (“Users”) with independent professionals and service providers (“Professionals”) in a variety of industries, including but not limited to insurance, home services, and more.

We do not provide quotes directly.We are not a licensed insurance broker or agency.All insurance services offered through our site are provided via our partner, Edwin Garcia Insurance Agency, a licensed agency.

2. No Professional Advice or Liability

AhorrandoSeguro is a platform for informational and referral purposes only. We are

not responsible

for any work, services, or agreements made between Users and Professionals.

We make no guarantees about:

The accuracy or completeness of listings or content.The qualifications, licensing, or performance of any third-party professional.Pricing or quotes provided by any service provider or partner.

All decisions made by Users are at their

own discretion and risk

.

3. Third-Party Relationships

We may display or refer Users to third-party services, including

Edwin Garcia Insurance Agency

for insurance-related solutions.

By choosing to engage with a third-party provider, you agree that AhorrandoSeguro is not liable for the quality or legality of services received.Any disputes or issues must be resolved directly with the provider.

4. User Conduct

You agree not to use our site to:

Provide false or misleading information.Violate any applicable laws or regulations.Attempt to harm the platform or other Users in any way.

We reserve the right to suspend or terminate access for any violations of these terms.

5. Privacy and Data Collection – California Compliance

We value your privacy and comply with the

California Consumer Privacy Act (CCPA)

.

Information We Collect:

We may collect personal information such as:

Name, email address, phone number.Zip code and general service preferences.

How We Use It:

To connect you with professionals and third-party partners.To improve our services and communication.

Your Rights Under CCPA:

As a California resident, you have the right to:

Request the deletion of your personal information.Request a copy of your personal information.Opt out of the sale of personal information (note: we do not sell your data).

To exercise your rights, please email us at: [Insert Contact Email]

6. Intellectual Property

All content on AhorrandoSeguro is owned or licensed by us and may not be reproduced or used without written permission.

7. Disclaimers and Limitation of Liability

AhorrandoSeguro and its partners are

not liable

for:

Damages or losses resulting from your use of our platform.Any errors, delays, or interruptions in service.The actions or inactions of third-party providers.

This site and its content are provided “

as is

” without warranties of any kind.

8. Modifications to Terms

We may update these Terms from time to time. Continued use of the platform after any changes constitutes acceptance of the revised Terms.

9. Governing Law

These Terms shall be governed by the laws of the

State of California

, without regard to its conflict of law provisions.

10. Contact Us

If you have any questions about these Terms or our privacy practices, please contact us at:

📧 [Insert Contact Email]

📍 [Insert Business Address if applicable]